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The importance of having travel insurance, you know, when a classic point of no return happens on a trip: fell, woke up - gypsum. And if you foresee your own negligence, it is unlikely to succeed, then you can avoid the unpleasant consequences of treatment in a foreign country by properly issuing insurance before you travel.
When making medical insurance before traveling abroad, it is important to consider the territory to which the insurance coverage will apply. For EU countries, the amount of insurance coverage must be at least 30 thousand euros (or $ 50 thousand). When traveling to Turkey, Egypt, Thailand and the United Arab Emirates insurance is not required, but to issue a medical policy with at least a minimum insurance premium is highly desirable for your own peace of mind. Having a medical policy increases the chances of getting a visa to Australia and Canada.
You can buy a standard medical policy in the office of any travel agency, insurance companies, as well as online on the websites of insurers online. Many banks offer travel insurance from partner companies to cardholders. It is important that the embassies of European countries - in particular, the visa services of the Czech Republic, Switzerland, Austria and Finland - have lists of accredited insurance companies, which are published on the websites of consulates. Such lists may be advisory in nature, but in some cases a medical insurance policy can only be issued by an accredited insurance company.
In addition to medical, there are many options for travel insurance. You can insure against not going abroad, from losing or damage to your luggage, from flight delays and from many other misfortunes.
And the main thing is to remember: it is important not only to carefully select the insurance company that suits you and to arrange all the insurance policies you need, but also to behave properly when the insured event occurs.